$628 Direct Deposit Coming in August 2025 for Eligible Canadians – Check If You Qualify

In August 2025, eligible Canadians will receive a one-time payment of up to $628 directly from the federal government to help with rising grocery costs. The Grocery Rebate will be processed and distributed by the Canada Revenue Agency (CRA), arriving either through direct deposit or cheque. The payment is tax-free and will not reduce any other benefits you may already receive.

Overview Table

DetailInformation
Payment NameOne-Time Grocery Rebate
Maximum Amount$628
Payment DateMid-August 2025 (direct deposit expected around August 19)
Issuing AuthorityCanada Revenue Agency (CRA)
Application RequiredNo – issued automatically
Basis of Eligibility2024 tax return & GST/HST credit qualification

Purpose of the Rebate

The Grocery Rebate is a targeted relief measure for low- and moderate-income Canadians who have been hit hardest by high food prices. It is designed to provide immediate financial support so households can better manage essential grocery expenses.

Eligibility Criteria

To qualify, you must meet all of these requirements:

  • Be a Canadian resident for tax purposes during the payment period.
  • Be 19 years or older, or under 19 if married/common-law or a parent living with your child.
  • Have filed your 2024 income tax return, regardless of income.
  • Qualify for the GST/HST credit in July or August 2025.
  • Meet the low-to-moderate income criteria set by CRA (generally under $45,000 for individuals and under $65,000 for families).

Estimated Payment Amounts

Your household type determines how much you will receive. While $628 is the highest amount, most recipients will get less.

Household TypeEstimated Rebate
Single adult (no children)Up to $234
Couple without childrenUp to $306
Single parent with one childAround $387
Couple with two childrenUp to $628
Single seniorAround $234–$306

The CRA will calculate the exact amount based on your 2024 tax return and household situation.

Payment Schedule

Direct deposit is expected to arrive around August 19, 2025, often within 1–2 business days. Mailed cheques may take up to 10 business days longer. If your payment has not arrived by August 25, you should contact CRA.

How the Payment Is Processed

There is no separate application process. The CRA will automatically determine eligibility and payment amounts from your 2024 tax return.

To ensure smooth delivery:

  • Set up direct deposit in your CRA My Account for faster payment.
  • Confirm your personal details such as address, marital status, and banking information.
  • Track your payment through the “Benefits and Credits” section of CRA My Account.
  • Contact CRA through the official site or helpline if there is an issue.

Why It Matters

This rebate provides timely relief to offset grocery costs during a period of high food prices. It is tax-free and does not affect other benefits like the Canada Child Benefit (CCB) or Old Age Security (OAS). While it is a one-time payment, it could make a meaningful difference for households struggling to keep up with inflation.

Final Takeaway

If you have filed your 2024 tax return and qualify for the GST/HST credit, you can expect this one-time payment—up to $628—in mid-August 2025. It is automatic, simple, and offers welcome financial relief for grocery bills.

You can check your eligibility and payment details on the official CRA website: www.canada.ca.

FAQs

1. Do I need to apply for this rebate?
No. If you qualify for the GST/HST credit, the CRA will issue it automatically.

2. How will I get paid?
Through direct deposit (fastest) or cheque if you have not set up direct deposit.

3. Will this affect other benefits?
No. This rebate is tax-free and will not reduce your other benefits.

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